The Impact Multipurpose Cooperative Society (IMCOOPS) has taken a decisive step toward strengthening financial inclusion for micro, small, and medium-sized enterprises (MSMEs) with the successful implementation of its Micro & Small Credit Program, known as IM-SCReP. The initiative, delivered in partnership with El-Sufyan Global Services Nigeria Limited and Tranquil Way Limited, is designed to improve access to affordable finance while promoting responsible cooperative-based lending for entrepreneurs.
The programme took place on Thursday, 15 January 2026, at the Sheikh Ɗahiru Usman Bauchi Hall, opposite Shema Petroleum in Tudun Wada, Kaduna. Commencing at exactly 9:00am, the event attracted cooperative members, small business owners, and key stakeholders from across the state, all united by a shared goal of expanding sustainable enterprise development through structured financial support.
With the theme, “Expanding Access to Finance for MSMEs: Cooperative-Led Pathways for Inclusive Economic Growth,” the programme focused on practical strategies for empowering entrepreneurs, reducing financial exclusion, and strengthening the role of cooperatives as reliable vehicles for economic growth. Participants engaged in sessions that highlighted credit discipline, cooperative ethics, and long-term business sustainability.
Addressing attendees, the President of IMCOOPS, Hajiya Maryam Ibrahim, called on members to make effective use of the knowledge and tools gained from the programme. She stressed that access to cooperative credit comes with responsibility, noting that discipline, accountability, and strict adherence to cooperative rules are essential for beneficiaries to grow their businesses and sustain access to finance.
Hajiya Maryam further emphasized that responsible utilization of funds and respect for cooperative principles remain central to the success of IM-SCReP. According to her, cooperatives thrive when members act with integrity, repay obligations promptly, and apply funds strictly to productive ventures that generate economic value.
The programme also featured interactive discussions where participants shared real-world experiences, challenges, and solutions related to small business financing. These exchanges reinforced a collective commitment to inclusive economic growth and demonstrated the willingness of members to embrace cooperative-led financial models as alternatives to conventional lending systems.
Stakeholders present described IM-SCReP as a timely intervention, especially in an environment where many MSMEs struggle to access formal credit due to high interest rates and stringent requirements. By leveraging cooperative structures, the initiative aims to bridge this gap and create more equitable access to capital at the grassroots level.
IM-SCReP stands as a strategic effort to empower entrepreneurs, deepen financial inclusion, and stimulate sustainable economic development within local communities. The programme further underscores the growing relevance of cooperatives in unlocking economic opportunities and supporting MSMEs across Nigeria.
In a closing statement, IMCOOPS expressed appreciation to all participants and partner organizations for their active involvement and support. The society reaffirmed its commitment to continued collaboration aimed at strengthening cooperative development, promoting enterprise growth, and advancing shared prosperity nationwide.
The programme was signed off by the Director-General of IMCOOPS, Sani Musa Daitu, who described the initiative as part of the cooperative’s broader mission to build resilient businesses and economically empowered communities through structured, ethical, and inclusive financial solutions.